Lending Services

Credit unions are nationally recognized for serving small businesses and taking a personalized approach to lending, considering the applicant's business plan, character and unique circumstances. At Valley Credit Union we see the value businesses both big and small bring to our credit union and our community. We have the flexibility to view your situation and design a financing package with terms, options, and rates to suit your business requirements.

Chat with Tara Flemming or Christy Bishop, our Commercial Relationship Managers, today!

COVID-19 Small Business Relief Programs

Canada Emergency Business Account (CEBA)

Get the support you need with CEBA. Eligible businesses will receive a $40,000 loan for immediate financial support to cover short term operating expenses, payroll, and other non-deferrable expenses critical to sustain business continuity. Learn more and apply now

Small Business Loan Guarantee Program: COVID-19 Response Stream*

Only avaialble through participating credit unions. Qualifying small businesses may be granted loans up to $25,000 in the form of a term loan of up to 10 years. Learn more and apply now

UPDATE MAY 29th, 2020:

Due to the high volume of applications for the COVID-19 Response Stream, the program is now closed to applications.


 Get-It Credit 

Perfect for businesses needing up to $50,000 in operating or term financing
with a quick turnaround.

Talk to an expert today. Make an appointment now.

Term Loans

Perfect for businesses requiring capital to purchase, install or update business equipment and other fixed assets.


 Perfect for businesses requiring capital for real estate purchases.

Lines of Credit

Perfect for businesses looking for funds or overdraft protection to maximize purchasing power and avoid the inconvenience of temporary cash shortages.

Small Business Loan Guarantee Program

Perfect for those who would like to start, purchase, grow, or expand a business. Offered in partnership with the Nova Scotia Cooperative Council.

Letters of Credit

Perfect for businesses that need a letter of credit to confirm payment of goods or services.


Perfect for businesses looking to lease almost any type of business equipment.

Chat with Tara Flemming or Christy Bishop, our Commercial Relationship Managers, today!

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