CU Financial Management Long Term Disability

Serious Injury or Chronic Illness
No one plans on getting sick or becoming injured, but it does happen. What can you do to minimize the devastating effects of a debilitating set-back? How can you protect your family's lifestyle if you become seriously ill? Talk to our partners, CU Financial Management, about some of the options available to you.

Canada Pension Plan Disability
If you've contributed to the Canada Pension Plan, and have worked at least four of the last six years, you may be eligible for a disability benefit if something happens and you're no longer able to work. To qualify, you must be under the age of 65 and be considered disabled under Canada Pension Plan legislation.

If you've been severely injured or become too sick to continue working, contact Service Canada for all the details and find out if you're entitled to a disability pension.

Health Insurance
It's a good idea to get additional health insurance if you're the main provider of the house. It's also a good idea to get this insurance before you get sick or injured. If you wait until disaster strikes insurance costs will be extremely high-you may not be able to get insurance at all.

Disability Income Protection Service
If you're currently employed, you need to consider getting this type of insurance. It will provide you with a monthly income in the event that you're disabled in some way. The amount you'll need to pay and the amount that you'll be eligible to receive will depend on your age, current income, what type of work you do and how long you want the benefits to last after you stop working.

Long-Term Care Insurance
This type of insurance will help pay the costs of getting any long-term health care you need if you become unable to take care of yourself. You can get policies that will cover an extended stay in a health care facility, or even the cost of having a licensed nurse or health care worker treat you in your own home.
CU Financial Management Ltd  is wholly owned by Bayview Credit Union Ltd, Community Credit Union of Cumberland Colchester Ltd, East Coast Credit Union Ltd, Valley Credit Union Limited, Consolidate Credit Union Ltd, Tignish Credit Union Ltd, Évangéline-Central Credit Union Ltd., Malpeque Bay Credit Union Limited, Provincial Credit Union Limited, Souris Credit Union Ltd, EasternEdge Credit Union Limited, Leading Edge Credit Union Limited, Community Credit Union Limited, Public Service Credit Union Limited, Reddy Kilowatt Credit Union Limited, and Eagle River Credit Union Limited offering financial planning, life insurance and investments to our members and their communities. Your insurance contract will provide details of the coverage available under the plan you choose.  Restrictions may apply.