YOUR Headstart® Account

You do things the way you want but you can still take some good advice. We give you the power to take ownership of your financial future. The YOUR Headstart chequing account is FREE to youth 12-19 years of age (up to age 25 if still attending school) and offers an attractive tiered interest rate so you can watch your money grow month-by-month. YOUR Headstart is a great account to get your feet wet in the financial jungle. Perhaps you’re university bound, landed your first job or are saving for your first car...

Account Features:

  • Interac® Direct Payment debit card
  • Interac® Online Payment
  • MemberDirect® online banking
    • Interac e-Transfer®*
    • Lock'N'Block
    • Mobile App
    • Deposit Anywhere
    • Mobile Banking
    • Mobile Text
    • Direct Messages and Alerts
  • Pre-authorized credits/debits
  • Pays interest at a teired rate
  • In-branch transactions
  • TeleService® telephone banking
  • ICU® (Inter-Credit Union Services)
  • Overdraft protection available based on approved credit (must be 19 years of age)
  • E-statements
  • Stop payments
  • Money orders, official cheques, and certified cheques
  • Credit union affiliated ATM networks (Surcharge-free access to over 2700 ACCULINK® and EXCHANGE® ATMs throughout Canada)
  • Use debit card at select locations in the US (Look for the Interac® logo)*
  • Interac® Canada and Cirrus* (International) ATM Networks give you access to ATMs around the world.*

Monthly Fee:


*Surcharge fees from other institutions may apply. Non-credit union or affliated ATM networks may charge a service fee.