Annual General Meeting

Thank you for attending the 2024 Annual General Meeting.

The upcoming Valley Credit Union Ltd. Annual General Meeting (AGM) is scheduled for Thursday, April 25, 2024, at Waterville Fire Hall, 1415 County Home Rd, Cambridge, NS., at 6:00 PM.


To learn more about the upcoming Valley Credit Union AGM and review the agenda, please check back here, the AGM page. We hope to see you all on Thursday, April 25, 2024.

Noticie: A Special Meeting of Members of Valley Credit Union

Board of Directors Candidates 2024

Please get to know your 2024 candidates for Valley Credit Union Board of Directors. These candidates fill all the positions available for 2024. Please take a minute to read about each person.

There are six (6) positions available this year. Four (4) of your directors re-offered: Carol Tobin, Richard Graham, Wayne Fowler and James Bell

There is one (1) new candidate to fill the vacant director positions: Vernon Gaudet

Board of Directors Candidates 2024


Wayne Fowler. Wayne is a member of Valley Credit Union. He is a local business owner, has major non-profit experience, and has been a community support organizer. 

Wayne is very involved in the community and he brings experience from these activities to the Board of Directors of Valley Credit Union. He is the President of the Credit Union Centre, previously the Vice President of Western Valley Minor Hockey Association, a member of the Planning & Advisory Committee for the Village of Kingston, and a member of Valley #90 Masonic Lodge. Wayne was a key organizer for Kingston’s nomination for Kraft Hockeyville in 2014. The arena received second place and $100,000 for upgrades.

James Bell. James is a member of Valley Credit Union and lives here in the Valley. He was a manager with Michelin for more than 20 years.

James is the General Manager of the Berwick Heights Golf Course and is a Board of Director on the Appletree Foundation. He has experience with non-profit parties in the community. James enjoys working towards common goals for the business and committees. He has worked with individuals who have experienced financial issues and worked towards common solutions to help the individuals and the company.

Vernon Gaudet. Vernon recently retired from the provincial government and he was active as local treasurer for over 12 years. He was a Treasurer for Local 4 NSGEU and served on the NSGEU Finance Committee for many years.

Currently, he is on the Lawrencetown Village council. He was president of Clare soccer for a term and believe volunteers truly help a community thrive. He is currently working for a small business in Bridgetown.
Carol Tobin. For more than 45 years Carol have been involved in the credit union as a member, both here and in Ontario. She has consistently and persistently throughout her active career in education and now in retirement, demonstrated her belief in, commitment to, and passion for the co-operative movement. She has served as a director on various other boards including the St. Vincent de Paul Society, Kings County Federation of Agriculture, and currently 4H Nova Scotia.

She possess the experience and knowledge that is required when working with multiple levels of disciplines and external forces that together bring us to a common goal. Her knowledge of the credit union system continues to grow with her experience on the Audit, Nomination, Succession, Property, and Policy Committees.

She looks forward to working with the Board, staff, and members to develop sensible and achievable short- and long-range measures to ensure a healthy future for our members, employees, and the communities we serve.

Richard (Rick) F. Graham. Richard joined the Board three years ago. Previously, he spent 10 years as a member of the Newfoundland and Labrador Credit Union through a volunteer sport organization he managed.

Richard is a member of the Kentville Rotary Club, a voting member of the Canadian Red Cross, and a member of their Nova Scotia Provincial Advisory Council.

Richard brings many years of skills and experience to the VCU Board of Directors. He has 41 years of experience in the financial services industry, including 36 years with CIBC, of which 25 years was as a commercial/corporate banker. Richard spent 10 years as a member of the Board of Directors of a National Sport Governing Body. 15 years were spent as a volunteer with the Canadian Red Cross, predominantly in the areas of corporate governance and fund development. Richard also was a member of a Board of Directors, for five years, of a professionally managed not-for-profit recycling company, whose mandate is to employ mental health consumers.