An RRSP is one of the best ways to save for your retirement and save on your taxes at the same time. Simply put, every dollar you invest in an RRSP is a dollar that can be deducted off your income at tax time. The result? Paying less in taxes (or even getting a nice refund) and building a larger retirement income for the future.

Maximize future returns. Save on taxes. Make more money. It's that simple. We can help you understand RRSPs, show you the different investment options available, explain the short and long term benefits, and help prepare an RRSP plan that makes sense for your future.

Contact us or book an appointment today to talk with one of our financial experts or to apply for an RRSP and start putting more away for your future. No obligation, no strings. Just sound advice from our financial professionals who are focused on you and your needs.

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Ask for advice on getting a head start on next year's contribution with convenient monthly RRSP deposits. Contributing for a spouse also provides opportunities for income splitting when you retire.

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Want to find out how much savings you’ll need to retire comfortably? Try our Retirement Calculator.

Valley Credit Union is a member of the Nova Scotia Credit Union Deposit Insurance Corporation (CUDIC), which at $250,000, provides the highest deposit insurance protection in Nova Scotia. In a planned credit union portfolio, you are insured up to $250,000 on a range of accounts. This includes coverage for your primary savings and chequing accounts, money held in a joint savings account, funds held in a trust account, and all of your TFSA, RRSP, RRIF or RESP contracts up to $250,000 each. So, by choosing multiple contracts, you can now have unlimited coverage of your RRSP portfolio.