High Interest Savings Account (HISA)

Your High Interest Savings Account (HISA) is designed for those people who have funds to stash away yet still have the peace of mind knowing they can have access to those funds at any time. Your HISA can be also used under a Tax-Free Savings Account (TFSA).

While you have access to your funds and can perform online transfers free of charge, the HISA and TFSA HISA are not designed to be transactional accounts and, therefore, do carry a $5.00 withdrawal/transfer-out charge.

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Valley Credit Union is a member of the Nova Scotia Credit Union Deposit Insurance Corporation (CUDIC), which at $250,000, provides the highest deposit insurance protection in Nova Scotia. In a planned credit union portfolio, you are insured up to $250,000 on a range of accounts.