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Holiday Hours: Please be advised, branches will be closed on Friday, April 3 to observe Good Friday. Back to regular hours on Monday. See all holiday hours.

 

Local Business Services That Work for You

Loans
Getting you going and growing.
Deposits
Chequing and savings made right.
credit cards
Your hard work deserves a reward.
merchant solutions, opens in a new tab
SONA trusted CU partner.
non-profit
Together we can build more - GOOD.
 

Premium value that matches your pace. We’ve got you.

Running a business is nonstop. Choose a card that lets you earn rewards on day-to-day business purchases and gives you access to business optimization tools and dependable protection.

Apply for <Premium business card> and activate between April 1 and June 30, 2026, to receive a $130 first‑year fee rebate.† Plus, you could earn bonus Flex Rewards points worth up to $200 in cash value.†

Here’s how you can earn up to 10,000 Flex Rewards points:†

STEP 1STEP 2STEP 3

Activate and get started

See rewards build over time

Celebrate a milestone

Activate your card and make a purchase to earn 5,000 Flex Rewards points.

Once you reach the qualifying spend amount, you’ll unlock an additional 5,000 Flex Rewards points.

Once you reach the secondary qualifying spend amount and the annual threshold, you’ll receive an additional 10,000 Flex Rewards points as a thank-you.

†For more information on eligibility, please review the terms and conditions. Click here.

 
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Business Services

Keeping your business deposits working for you. At Valley CU, Business Chequing and Savings accounts give you the tools you need to manage your money. Find the Canadian or U.S dollar account that's right for you - Nonprofit, corporation, small or large.

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Why Partner with a Credit Union?

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Access Your Cash

You can access money wherever your business takes you using 3,000+ surcharge-free ATMs across Canada.

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Bank Anywhere

Managing your business finances is a breeze – anytime, anywhere – with our digital tools and services.

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Switch Your Banking

We can help you create a plan and redirect all your business’ direct deposits and auto-payments.

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Deposit Protection

Your business’ deposits get the highest protection in Nova Scotia, with up $250,000 in coverage.

Bringing Community to Business

Your hard work keeps our community thriving. At Valley CU, we offer personalized services with a dedicated corporate business team. We're committed to keeping your business moving forward.
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Your Business is More Than a Transaction - It’s a Relationship!

Spotlight Series

Business Member Spotlight, opens in a new tab

Atlantic Credit Unions highlight local businesses making a difference in their communities. Discover how these enterprises are driving local economic growth and creating jobs, all while partnering banking local.

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Local Helps Local

We Do Relationships, opens in a new tab

We’re more than just business loans! From local branches to cash management and employee payroll support, we’re here with services and real relationships - to help your business thrive.

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Offers and Promotions

Business Credit Cards, opens in a new tab

Get the Business Card that works for you. Digital card management, trip cancellation and out of country medical, chip & pin, and more. Welcome to our partner Collabria's Flex Rewards Program!

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nonprofits

Non-Profit Banking

Do you know of a community organization or non-profit? We would love to partner with them for their everyday banking, donations, and investment needs. Together we can make a positive impact!
Business Accounts
 

Head Office Contact Information
Main Telephone Number: 902-538-4510 or Toll Free 1-866-990-4044
Valley Credit Union Limited 5682 Hwy 1, Waterville Nova Scotia B0P 1V0
Holiday Hours

Valley Credit Union Limited (Valley CU) is a member of the Nova Scotia Credit Union Deposit Insurance Corporation (CUDIC), which at $250,000, provides the highest deposit insurance protection in Nova Scotia, Canada. Mortgage License #3000173

© Copyright 2026 Valley Credit Union Ltd. All rights reserved. Serving members in the Nova Scotia Western Zone or Annapolis Valley Region, including but not limited to Annapolis County, Kings County, and Hantsport in West Hants County.

® / ™ Trademarks are owned by, or use is authorized by, the Canadian Credit Union Association and Atlantic Central.

 
Transit/Branch #12633
Institution #839 
Routing #083912633 
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