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    What to Bring to Your Appointment

    We're excited to see you at your appointment! To make things easy, here’s a quick checklist of what to bring. We hope this helps you feel prepared and confident for your visit.
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    Online Banking!

    Don’t forget your smartphone! Once your account is activated, we’ll help you access your online banking, download the Valley CU Mobile Banking App and walk you through how to pay bills, transfer money, and deposit cheques - anytime, anywhere.

    Tip: Bring a bill with you, and we’ll show you how to set up bill payments in minutes!

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    Identification

    You will need to bring one valid (original) government-issued photo identification card with you. Eligible IDs must contain a clear photo of your face and be issued by a government agency. Examples include a driver’s licence, a government-issued ID card or document, a passport, or a Permanent Resident card.

    If you are unable to provide one eligible piece of photo identification, you are required to provide two documents from a reliable source that indicate your photo and signature. You may also be required to provide additional documents from a reliable source that confirm your name, address, and date of birth.

    Please note: Health cards issued by the province of Nova Scotia are not permitted as identification anywhere in Canada.

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    Personal | Business Tax Information

    We will need to your Social Insurance Number (SIN) or Tax Identification Number. We use this information to verify your identity and when necessary, access your credit history.

    If you are opening a Business, Non-Profit, or Charity Account with us, you will need to bring along your registration information and Business Number (GST/HST number, if applicable).

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    Questions

    If you have any questions, please call us at 1-866-990-4044 or connect directly with the branch prior to your appointment.

     

    Select your appointment type below to ensure you have everything you need.

    We look forward to seeing you!
     
    1. For everyone signing on the account: One (1) piece of government issued photo identification (If your address is not current, please bring a recent utility bill)
    2. Business registration or incorporation documents 
    3. Business number (GST/HST), if applicable
    4. Opening deposit ($5.00)
    1. For everyone signing on the account: One (1) piece of government issued photo identification (If your address is not current, please bring a recent utility bill or lease)
    2. Social Insurance Number (SIN) or Tax Identification Number
    3. Opening deposit ($5.00)
    If you're a Student or New to Canada, please bring your Study Permit or Temporary Resident Visa, one additional piece of government photo ID such as your passport or Canadian driver's licence. Proof of enrollment, such as your Student ID Card or other approved document.
    1. For everyone signing on the acccount: One (1) piece of government issued photo identification (If your address is not current, please bring a recent utility bill)
    2. Most recent pay stub or letter of employment 
      • If self-employed: the last two (2) years of tax returns, NOAs, and financial statements
      • Pension: NOA or tax return and recent chequing account statements
    3. Details on the car you are looking to finance or purchase (make, model, year, price, dealer/seller information)
    Please be prepared to answer questions about your existing assets and liabilities. Other vehciles, credit cards, savings, etc. This will help us prepare your Net Worth Statement. You don't need to know all the answers - we will help you build a plan!
    1. For everyone signing on the account: One (1) piece of government issued photo identification (If your address is not current, please bring a recent utility bill)
    2. Most recent pay stub or letter of employment 
      • If self-employed: the last two (2) years of tax returns, NOAs, and financial statements
      • Pension: NOA or tax return and recent chequing account statements
    3. Details on the property. If this is a new purchase, ask the realtor for a copy of the most recent: property tax bill, utility bills, MLS listing, sales agreement, etc.)
    4. Current property insurance policy (if applicable)
    Please be prepared to answer questions about your existing assets and liabilities. Other vehicles, credit cards, savings, etc. This will help us prepare your Net Worth Statement. You don't need to know all the answers - we will help you build a plan!
     
    Pre-approvals. We are happy to meet with you before you start your house hunting journey.
    1. For everyone signing on the account: One (1) piece of government issued photo identification (If your address is not current, please bring a recent utility bill)
    2. Most recent pay stub or letter of employment 
      • If self-employed: the last two (2) years of tax returns, NOAs, and financial statements
      • Pension: NOA or tax return and recent chequing account statements
    3. Purpose of the loan or line of credit?
    Please be prepared to answer questions about your existing assets and liabilities. Vehicles, credit cards, savings, etc. This will help us prepare your Net Worth Statement. You don't need to know all the answers - we will help you build a plan!
    1. For everyone signing on the account: One (1) piece of government issued photo identification (If your address is not current, please bring a recent utility bill)
    2. List of existing investments or statements: RRSP, TFS, GICs, Mutul Funds, LIF, LIRA, RRIF, RESP, etc.
    3. Any pension or retirement plan information
    4. Opening deposit (if available)
    A rough idea of your goals! You don't need to know all the answers - we will help you build a plan.
     
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    Head Office Contact Information
    Main Telephone Number: 902-538-4510 or Toll Free 1-866-990-4044
    Valley Credit Union Limited 5682 Hwy 1, Waterville Nova Scotia B0P 1V0

    Valley Credit Union Limited (Valley CU) is a member of the Nova Scotia Credit Union Deposit Insurance Corporation (CUDIC), which at $250,000, provides the highest deposit insurance protection in Nova Scotia, Canada. Mortgage License #3000173

    © Copyright 2025 Valley Credit Union Ltd. All rights reserved. Serving members in the Nova Scotia Western Zone or Annapolis Valley Region, including but not limited to Annapolis County, Kings County, and Hantsport in West Hants County.

    ® / ™ Trademarks are owned by, or use is authorized by, the Canadian Credit Union Association and Atlantic Central.

     
    Transit/Branch #12633
    Institution #839 
    Routing #083912633     
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